Understanding Your Health Insurance Policy
Deductible
The amount you pay for health care services before your health insurance begins to pay anything to your provider. You pay all costs/chargers until your deductible is “satisfied”.
Copay
A set dollar amount determined by your insurance that must be paid to your physician, hospital or pharmacy every time a service is utilized. (Ophthalmology is a “specialty” and may have a different copay than your PCP).
Coinsurance
Your share of the costs of a health care service. It’s usually figured as a percentage of the amount your insurance allows to be charged for services. You start paying coinsurance after you’ve paid your plan’s deductible.
Brazos Eye Surgery of Texas Accepted Insurances
Russell E. Swann, MD
Most Insurance Plans Accepted
Aetna
> Aetna Network PPO
Beech Street
> Beech Street A MultiPlan Network
Blue Cross Blue Shield
> Blue Cross Blue Shield of Texas PPO
> Blue Cross Blue Shield Medicare Advantage PPO
Cigna
> Cap Rock – Cigna
FAA
> Flight Physicals, Class 2 & 3
Humana
> Humana Choice PPO
> Humana Gold Plus HMO
Humana Medicare Advantage
Medicaid
(ESTABLISHED PATIENTS ONLY)
Medicare
Scott & White
> Scott & White Senior Care
TriCare
> TriCare East
> TriCare For Life
> TriCare Prime – Requires referral from primary care (PCP)
TriWest
(Carrier Must Schedule APPT With Us)
> TriWest Healthcare Alliance – Pre Auth Form
VSP
(Must Have Policy Holder’s SSN)
United Healthcare
> UHC of All States
> UHC Medicare Advantage
Amerigroup
Forrest B. Swann, MD
Most Insurance Plans Accepted
Aetna
> Aetna Network PPO
Blue Cross Blue Shield
> Blue Cross Blue Shield of Texas PPO
> Blue Cross Blue Shield Medicare Advantage PPO
Humana
> Humana Choice PPO
> Humana Gold Plus HMO
Humana Medicare Advantage
Medicare
Scott & White
> Scott & White Senior Care
TriCare
> TriCare East
> TriCare For Life
> TriCare Prime – Requires referral from primary care (PCP)
United Healthcare
> UHC of All States
> UHC Medicare Advantage