Don't Let Cost Be the Reason
You Wait on Your Vision.
We believe every patient deserves a clear path forward — financially and visually. Here's a straightforward guide to what's covered, what's not, and how to make the investment work for you.
What's Covered — At a Glance
Cataract Surgery
Medicare & most insurance
The surgical procedure is typically covered. The premium lens upgrade is an out-of-pocket election.
Glaucoma Treatment
Medicare & most insurance
Medical glaucoma care (drops, laser, surgery) is a covered benefit when medically necessary.
Cornea Care
Medicare & most insurance
Keratoconus treatment, corneal transplants, and medically necessary procedures are typically covered.
LASIK / PRK
Typically not covered
Most plans classify laser vision correction as elective. Financing and HSA/FSA can make it accessible.
ICL
Typically not covered
ICL is classified as an elective vision correction procedure by most insurers. Financing available.
Premium IOL Upgrade
Out-of-pocket upgrade
The upgrade from a standard to a trifocal or EDOF lens during cataract surgery is typically $1,500–$2,500/eye.
Coverage varies by plan. We verify your specific benefits at no charge during your consultation.
Financing Your Vision
Many patients break the cost of elective procedures into monthly payments with 0% interest through our financing partners.
CareCredit
0% interest for 12–24 months for qualified applicants. Apply in minutes online or in our office. One of the most widely used healthcare financing tools in the country.
Learn more →Alphaeon Credit
Healthcare-specific financing with competitive rates and flexible terms. Often available to patients who may not qualify for other credit products.
HSA / FSA
Health Savings Accounts and Flexible Spending Accounts can be used for many of our procedures. Your pre-tax dollars stretch further — ask us what qualifies.
Insurance & Financing Questions
Does insurance cover LASIK, PRK, or ICL?
Most insurance plans classify laser vision correction and ICL as elective/cosmetic procedures and do not cover them. However, many plans (including some PPOs and military coverage) do offer partial benefits or discounted rates. We'll verify your specific plan during consultation.
Does Medicare cover cataract surgery?
Yes — Medicare Part B covers the surgical cost of cataract surgery with a standard monofocal lens. The premium lens upgrade (trifocal, EDOF, toric) is an additional out-of-pocket investment that Medicare does not cover.
What does the premium lens upgrade typically cost?
Premium IOL upgrades typically range from $1,500–$2,500 per eye out of pocket, depending on the lens technology chosen. We discuss all costs transparently at your consultation — no surprises.
Do you offer payment plans?
Yes. We offer financing through CareCredit and Alphaeon Credit, which provide 0% interest plans for qualified patients for 12–24 months. Many patients break the cost into comfortable monthly payments.
Can I use my HSA or FSA for these procedures?
Yes — Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) can be used for medically necessary ophthalmology procedures, and in some cases for elective procedures like LASIK. Check with your plan administrator for your specific policy.
What if I have military or VA coverage?
TRICARE and VA coverage vary significantly. Some plans cover refractive surgery for active duty members. We're experienced working with military families and will help verify your benefits.
Tip: Use Your FSA Before Year-End
Flexible Spending Account (FSA) funds typically expire at the end of the plan year. LASIK and other elective procedures qualify in most cases — it's one of the best ways to use those dollars before they disappear.
Schedule Before Your FSA ExpiresWe'll Help You Figure Out the Numbers.
Your consultation is free. We'll verify your insurance benefits, review financing options, and give you a complete picture of what your specific procedure costs — no pressure, no surprises.